Everything You Need to Know About Mortgage Funds

A Video Series

There are more than 200 mortgage funds (MICs) to choose from in Canada, and sifting through them to find the ones that provide the best risk-adjusted returns can be a daunting and time-consuming task.


To help investors better understand the risk and reward profile of mortgage funds, we have developed a series of videos ranging in one to seven minutes in length.

Mortgage Funds Explained

In this video, we cover the mortgage fund business model, why borrowers use them, and the types of borrowers they typically serve.

Why Investors Choose Them

Let’s explore the main advantages of investing in mortgage funds and the key differences compared to investing in individual mortgages.

Understanding the Risks [1/2]

This video covers two of the three main risks of mortgage funds—borrower risk and asset risk. We’ll cover risk factors like loan-to-value, asset types, mortgage seniority, and asset location.

Understanding the Risks [2/2]

This video explores fund risk and the factors that influence it, including fund size, the use of debt to boost returns, key fund metrics, and how relying on averages can sometimes mask true risk.

Typical Returns

Learn about the returns you should expect in the context of the risk you're taking on.

Exiting an Investment

Let’s break down how redemptions usually work and what you need to know about RRSP and TFSA eligibility.

The Hawkeye Wealth Experience

What it’s like to work with us – our model, approach to fees and more.

The Next Steps

Choose how you’d like to explore your investment options—download our guide or connect with our trusted partners.

If you have any questions, we're here to help.

The Next Steps

Choose how you’d like to explore your investment options—download our guide or connect with our trusted partners.”